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A personal investing guru s tutorial on endowment investing one of the most successful strategies of the downturn §While individual investors have struggled in recent years, college endowments have been very successful. These organizations recognized years ago the limitations of traditional investment approaches, which depend so much on stocks and bonds. So they developed a unique approach that increases returns and decrease volatility.§Now, in Wise Money , bestselling personal finance author Daniel Wildermuth reveals the investing world s biggest secret, providing the information you need you replicate the success endowment investors have been enjoying for years.§Daniel Wildermuth is founder and CEO of investment brokerage firm Kalos Capital Inc.§